Finance or Save?

Is it worth financing a Gaming PC or Saving and buy later?

Parents
  • It is almost universally better to buy outright. The pretty much single exception is if someone is offering you 0% interest for a year and you could afford to buy outright. Then you put the money in some sort of interest earning account until then pay it off entirely before the 0% interest period ends keeping the interest your money made. This is rarely a large amount of money and could go wrong, so it's generally safer to just buy outright.

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  • It is almost universally better to buy outright. The pretty much single exception is if someone is offering you 0% interest for a year and you could afford to buy outright. Then you put the money in some sort of interest earning account until then pay it off entirely before the 0% interest period ends keeping the interest your money made. This is rarely a large amount of money and could go wrong, so it's generally safer to just buy outright.

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